TFIPOST हिन्दी
TFIPOST Global
Tfipost.com
Tfipost.com
No Result
View All Result
  • Premium
  • Politics
    • All
    • Analysis
    • Opinions
    • Trending
    The Enforcement Directorate (ED) recently arrested Chaitanya Baghel, son of former Chief Minister Bhupesh Baghel

    Why Did ED Arrest Bhupesh Baghel’s Son? A Detailed Look at the Chhattisgarh Liquor Scam

    Rajiv Gandhi Buckled to U.S. Pressure in 1986 Cabinet Reshuffle

    Rajiv Gandhi Buckled to US Pressure in 1986 Cabinet Reshuffle: Nishikant Dubey

    Madras High Court Bars Nama Sankeerthanam in Residential Area

    Madras High Court Bars Nama Sankeerthanam in Residential Areas Without Collector’s Permission

    Indian-Made AK-203 to Replace INSAS, 100% Indigenous Soon

    India’s Lethal Edge: Amethi-Made AK-203 to Go Fully Indigenous by End of 2025, Fires 700 Rounds a Minute

    • Analysis
    • Opinions
    • Trending
  • Economy
    • All
    • Business
    • Economy1
    • Finance
    AI Appreciation Day Celebrated Globally, Spotlight on Innovation and Ethical Progress

    AI Appreciation Day Celebrated Globally, Spotlight on Innovation and Ethical Progress

    India Achieves 50% Non-Fossil Fuel Power Capacity

    India Achieves 50 pc Non-Fossil Fuel Power Capacity, Five Years Ahead of Schedule

    Advantages of Using an EMI Calculator Before Applying for a Personal Loan

    Advantages of Using an EMI Calculator Before Applying for a Personal Loan

    WiseProfitWay.com reviews – Trading Times

    WiseProfitWay.com reviews – Trading Times

    • Business
    • Finance
  • Defense
    • All
    • Defence
    • Strategy
    • Weaponry
    India Successfully Tests Prithvi-II and Agni-I Ballistic Missiles

    India Successfully Tests Nuclear Capable Agni-I & Prithvi-II Ballistic Missiles in Odisha, Strengthens Strategic Deterrence

    Successful Test of ‘Akash Prime Air Defence System’ in Ladakh

    Successful Test of ‘Akash Prime Air Defence System’ at 15,000 Feet in Ladakh

    CDS Chauhan: India Needs Tomorrow’s Tech to Win Today’s Wars

    India Needs Tomorrow’s Tech to Win Today’s Wars, Says CDS Anil Chauhan; Urges Indigenous Tech Push

    India-U.S. Set to Strike Javelin Deal

    India Seeks Javelin Missile Co-Production Deal with U.S. Under ‘Make in India’ Push

    • Defence
    • Strategy
    • Weaponry
  • Geopolitics
    • All
    • Africa
    • Americas
    • Asia Pacific
    • Europe
    • South Asia
    • West Asia
    TRF Ban a Win for India: Renewed Momentum to Greylist Pakistan at FATF

    TRF Sanctioned: Will Pakistan’s Terror Nexus Drag It Back to FATF Grey List?

    US Declares Pakistan’s Lashkar Proxy TRF a Terror Outfit,

    Pahalgam Massacre: US Declares Pakistan’s Lashkar Proxy TRF a Terror Outfit, Cites Trump’s Justice Call

    Baloch Insurgents Kill 29 Soldiers: Pakistan Army Losing Control in Balochistan

    Is Balochistan Slipping Away from Pak? 29 Soldiers Killed as BLA, BLF Launch Simultaneous Attacks

    Khalistani Sympathiser with Anti-India Stance: Jasmeet Bains

    Khalistani Sympathiser with Anti-India Stance, Jasmeet Bains Aims for California Congress Entry

    • Africa
    • Americas
    • Asia Pacific
    • Europe
    • South Asia
    • West Asia
  • Knowledge
    • All
    • Culture
    • Education
    • History
    • Indology
    NCERT Textbook Reveals Mughal Religious Intolerance

    Ruthless Babur, Violent Akbar, Destructive Aurangzeb: NCERT Textbook Reveals Mughal Religious Intolerance

    India Built Gardens Long Before Babur Dreamt of Charbagh

    Before the Mughals: India’s Civilisation Built Gardens Long Before Babur Dreamt of Charbaghs

    Revisiting the MANUSMRITI: Why India’s Youth Must Study This Ancient Epic

    Revisiting the MANUSMRITI: Why India’s Youth Must Study This Ancient Epic

    Echoes of the Cholas in Today’s Bharat

    Conqueror of the Seas: Rajendra Chola and the Rise of Naval Bharat

    • Culture
    • History
    • Indology
  • Law
  • Lounge
    • All
    • Books
    • Cinema
    • Entertainment
    • Food
    • Games
    • Health
    • Lifestyle
    • Satire
    • Sports
    • technology
    • Travel
    Karnataka Govt Blames RCB for Chinnaswamy Stampede

    Congress- led Karnataka Govt Blames RCB for Chinnaswamy Stampede, Cites Kohli’s Video in HC

    Ace Alliance: Accelerating Growth in the European iGaming Market

    Ace Alliance: Accelerating Growth in the European iGaming Market

    Addiction Recovery in India: Breaking Stigmas and Building Support Systems

    Addiction Recovery in India: Breaking Stigmas and Building Support Systems

    How Under Armour’s Women’s Sports Shoes Are Reinventing Women’s Fitness Experience

    How Under Armour’s Women’s Sports Shoes Are Reinventing Women’s Fitness Experience

    • Books
    • Cinema
    • Food
    • Health
    • Sports
    • technology
    • Travel
    • Satire
Tfipost.com
  • Premium
  • Politics
    • All
    • Analysis
    • Opinions
    • Trending
    The Enforcement Directorate (ED) recently arrested Chaitanya Baghel, son of former Chief Minister Bhupesh Baghel

    Why Did ED Arrest Bhupesh Baghel’s Son? A Detailed Look at the Chhattisgarh Liquor Scam

    Rajiv Gandhi Buckled to U.S. Pressure in 1986 Cabinet Reshuffle

    Rajiv Gandhi Buckled to US Pressure in 1986 Cabinet Reshuffle: Nishikant Dubey

    Madras High Court Bars Nama Sankeerthanam in Residential Area

    Madras High Court Bars Nama Sankeerthanam in Residential Areas Without Collector’s Permission

    Indian-Made AK-203 to Replace INSAS, 100% Indigenous Soon

    India’s Lethal Edge: Amethi-Made AK-203 to Go Fully Indigenous by End of 2025, Fires 700 Rounds a Minute

    • Analysis
    • Opinions
    • Trending
  • Economy
    • All
    • Business
    • Economy1
    • Finance
    AI Appreciation Day Celebrated Globally, Spotlight on Innovation and Ethical Progress

    AI Appreciation Day Celebrated Globally, Spotlight on Innovation and Ethical Progress

    India Achieves 50% Non-Fossil Fuel Power Capacity

    India Achieves 50 pc Non-Fossil Fuel Power Capacity, Five Years Ahead of Schedule

    Advantages of Using an EMI Calculator Before Applying for a Personal Loan

    Advantages of Using an EMI Calculator Before Applying for a Personal Loan

    WiseProfitWay.com reviews – Trading Times

    WiseProfitWay.com reviews – Trading Times

    • Business
    • Finance
  • Defense
    • All
    • Defence
    • Strategy
    • Weaponry
    India Successfully Tests Prithvi-II and Agni-I Ballistic Missiles

    India Successfully Tests Nuclear Capable Agni-I & Prithvi-II Ballistic Missiles in Odisha, Strengthens Strategic Deterrence

    Successful Test of ‘Akash Prime Air Defence System’ in Ladakh

    Successful Test of ‘Akash Prime Air Defence System’ at 15,000 Feet in Ladakh

    CDS Chauhan: India Needs Tomorrow’s Tech to Win Today’s Wars

    India Needs Tomorrow’s Tech to Win Today’s Wars, Says CDS Anil Chauhan; Urges Indigenous Tech Push

    India-U.S. Set to Strike Javelin Deal

    India Seeks Javelin Missile Co-Production Deal with U.S. Under ‘Make in India’ Push

    • Defence
    • Strategy
    • Weaponry
  • Geopolitics
    • All
    • Africa
    • Americas
    • Asia Pacific
    • Europe
    • South Asia
    • West Asia
    TRF Ban a Win for India: Renewed Momentum to Greylist Pakistan at FATF

    TRF Sanctioned: Will Pakistan’s Terror Nexus Drag It Back to FATF Grey List?

    US Declares Pakistan’s Lashkar Proxy TRF a Terror Outfit,

    Pahalgam Massacre: US Declares Pakistan’s Lashkar Proxy TRF a Terror Outfit, Cites Trump’s Justice Call

    Baloch Insurgents Kill 29 Soldiers: Pakistan Army Losing Control in Balochistan

    Is Balochistan Slipping Away from Pak? 29 Soldiers Killed as BLA, BLF Launch Simultaneous Attacks

    Khalistani Sympathiser with Anti-India Stance: Jasmeet Bains

    Khalistani Sympathiser with Anti-India Stance, Jasmeet Bains Aims for California Congress Entry

    • Africa
    • Americas
    • Asia Pacific
    • Europe
    • South Asia
    • West Asia
  • Knowledge
    • All
    • Culture
    • Education
    • History
    • Indology
    NCERT Textbook Reveals Mughal Religious Intolerance

    Ruthless Babur, Violent Akbar, Destructive Aurangzeb: NCERT Textbook Reveals Mughal Religious Intolerance

    India Built Gardens Long Before Babur Dreamt of Charbagh

    Before the Mughals: India’s Civilisation Built Gardens Long Before Babur Dreamt of Charbaghs

    Revisiting the MANUSMRITI: Why India’s Youth Must Study This Ancient Epic

    Revisiting the MANUSMRITI: Why India’s Youth Must Study This Ancient Epic

    Echoes of the Cholas in Today’s Bharat

    Conqueror of the Seas: Rajendra Chola and the Rise of Naval Bharat

    • Culture
    • History
    • Indology
  • Law
  • Lounge
    • All
    • Books
    • Cinema
    • Entertainment
    • Food
    • Games
    • Health
    • Lifestyle
    • Satire
    • Sports
    • technology
    • Travel
    Karnataka Govt Blames RCB for Chinnaswamy Stampede

    Congress- led Karnataka Govt Blames RCB for Chinnaswamy Stampede, Cites Kohli’s Video in HC

    Ace Alliance: Accelerating Growth in the European iGaming Market

    Ace Alliance: Accelerating Growth in the European iGaming Market

    Addiction Recovery in India: Breaking Stigmas and Building Support Systems

    Addiction Recovery in India: Breaking Stigmas and Building Support Systems

    How Under Armour’s Women’s Sports Shoes Are Reinventing Women’s Fitness Experience

    How Under Armour’s Women’s Sports Shoes Are Reinventing Women’s Fitness Experience

    • Books
    • Cinema
    • Food
    • Health
    • Sports
    • technology
    • Travel
    • Satire
No Result
View All Result
Tfipost.com
Tfipost.com
No Result
View All Result
  • Premium
  • Politics
  • Economy
  • Defense
  • Geopolitics
  • Knowledge
  • Law
  • Lounge

Managing Unexpected Expenses with Loan Apps: A Guide

Vishakha Srivastava by Vishakha Srivastava
26 June 2024
in Finance
Managing Unexpected Expenses with Loan Apps: A Guide
Share on FacebookShare on X

Personal Loans are the perfect options for those looking for quick financing solutions. Unsecured you may use them for planned or unplanned expenses. Emergencies often take a toll on your savings and strain your finances. Therefore, managing unexpected costs with a loan app is a wiser financial move. This post will cover the basics of Personal Loans from loan apps, why you should borrow one, and what expenses you can cover with an affordable loan plan.

What are Personal Loans?

Personal Loans are collateral-free loans you may use for any individual requirements. For instance, the Hero FinCorp Instant Loan App offers Personal Loans of up to Rs. 3 Lakh at attractive interest rates. You can borrow a loan according to your requirements and utilise it to handle different emergencies.

RelatedPosts

Know These 7 Important Features of Personal Loans

How to Apply for a Personal Loan and its Benefits

Applying For A Personal Loan? Read This To Understand The Details

Load More

Why are Personal Loans the Best Funding Options for Unplanned Expenses?

Personal Loans are the most popular type of loan among Indian consumers. Let’s look at the key reasons why Personal Loans are the best funding options for unplanned expenses:

  • Easy and Quick Processing: A Personal Loan app takes just a few minutes to complete application and processing. You can complete the process quickly with minimal documentation.
  • Fast Approval: The approval time for Personal Loans is shorter Therefore, taking out a personal loan when looking for quick funds in emergencies is always better.
  • Affordable Interest Rates: Despite their easy availability and quick processing, Personal Loans have reasonable interest rates. Hero FinCorp offers competitive interest rates of up to 25% per annum for Personal Loans.
  • Ample Loan Amount: You can use the Hero FinCorp online loan app to obtain a Personal Loan of up to Rs. 3 Lakh to cover various unplanned expenses and meet various urgent requirements.
  • No Collateral Requirement: A Personal Loan does not need collateral for security, which is a major reason customers prefer these loans over other loan categories.
  • Online Process: Online loan apps support digital application and approval procedures that make the entire experience quick and hassle-free for customers. You can apply for a loan without physically visiting an office.

Unplanned Expenses You Can Cover With a Personal Loan

You can cover various unplanned expenses with a Personal Loan, including the following:

  • Medical Emergency: Emergency medical procedures can burn a hole in your pocket. Even if you have medical insurance, the expenses may be beyond the coverage in certain situations. Apply for a Personal Loan using an online loan app in such situations. As they disburse the funds quickly, they help manage stress during the most testing times.
  • Higher Education: Education expenses are increasing, and you may need additional financial support to cover various costs. A Personal Loan for higher education can be extremely useful in such situations as it makes additional funds available in minutes to fulfil your requirements.
  • Last-Minute Wedding Expenses: Getting married is an exciting but costly affair. Handling so many functions at a time is a stressful exercise. Simultaneously, if the planned expenses go haywire, borrow a Personal Loan to meet the shortfall. A loan app can be very useful in this situation as it gives quick access to funds to make your big day memorable.
  • Unplanned Vacation: Vacationing in a foreign land is almost every person’s wish. However, sometimes, you may get an opportunity to travel to your favourite destination unplanned. If your bank account balance is insufficient, a Personal Loan can provide you with additional funds and let you enjoy your vacation with peace of mind.
  • Home Renovation: When renovating your house, you might notice the planned finances are less than the actual expense you incur. If you require more funds due to increasing home renovation costs, opt for a Personal Loan to fulfil the requirements.

Tips to Make Personal Loan EMIs Affordable

One common misconception is that personal loans have high interest rates and that EMIs burn a hole in your pocket. However, you can make your loan EMIs affordable with the right steps. These include the following:

  • Pick the Right Loan App: Several loan apps provide Personal Loans, so you may be confused about finalising the best one. While interest rate is the key metric for selecting a loan app, consider other factors, including eligibility criteria, documentation requirements, loan amount, repayment terms, etc.
  • Maintain a High Credit Score: Maintaining a decent credit score helps you get a lower interest rate. The higher the credit rating, the better the chances of loan approval at better interest rates. With a high credit score, the lender becomes confident of your repayment capacity and gives you a better loan deal.
  • Mention All Income Sources: Lenders consider your income to determine your repayment capacity. Therefore, when applying for one, disclose all your income sources on the loan app, including rental income, side business, part-time job, etc. Those with a good income easily get loan approvals at lower interest rates, keeping the EMIs affordable.
  • Include a Co-Borrower: Roping in a co-borrower is always better for loan applications. It enhances your loan eligibility and helps you get a better deal with lower interest rates. Add a co-applicant with a higher income or better credit score to increase the lender’s confidence and qualify for a better loan plan.
  • Make Part-Payments: You must pay the loan in EMIs with interest. However, trying to make additional part-payments whenever it is convenient reduces your interest component and makes you debt-free sooner. As a Personal Loan runs for up to 36 months, make regular part-payments as your income increases.

These are a few ways by which you can handle urgent situations with an emergency Loan from an online loan app. Hero FinCorp Instant Loan App offers competitive interest rates on Personal Loans with best-in-class service. You can rely on the loan app for quick approvals, easy EMIs, and. 100% digital loan procedure makes borrowing a memorable experience at Hero FinCorp.

Tags: Emergency expensesPersonal LoansQuick financing
ShareTweetSend
Previous Post

Even with large numbers, is Rahul Gandhi’s opposition party strong?

Next Post

Congress Chooses Rahul Gandhi as Opposition Leader. Is It a Good Decision?

Related Posts

Advantages of Using an EMI Calculator Before Applying for a Personal Loan
Finance

Advantages of Using an EMI Calculator Before Applying for a Personal Loan

14 July 2025

Thinking about applying for a personal loan? Before you hit that ‘Apply Now’ button, it’s wise to know what...

WiseProfitWay.com reviews – Trading Times
Finance

WiseProfitWay.com reviews – Trading Times

11 July 2025

If you’ve ever searched for a forex broker, you know how overwhelming it can be. So many names, bold...

TheGenInfinity.com reviews – Account Types
Finance

TheGenInfinity.com reviews – Account Types

11 July 2025

Let’s be honest — the forex world is packed with promises. Every broker claims to be “the one,” but...

Load More

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

I agree to the Terms of use and Privacy Policy.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Currently Playing

The Shocking Truth About Mass Conversions in Tamil Nadu

The Shocking Truth About Mass Conversions in Tamil Nadu

00:07:26

The Butcher of Pahalgam: Sulaiman — Trained by ISI, Pakistan’s Commando-Turned-Terrorist

00:04:13

Congress’s Rohith Vemula Bill: Caste Polarization Masquerading as Reform

00:07:33

Bhima Koregaon Won’t Be Repeated; Maharashtra’s Special Act to Wipe Out Urban Naxals.

00:06:06

Conqueror of the Seas: Rajendra Chola and the Rise of Naval Bharat

00:07:47
Facebook Twitter Instagram Youtube
tfipostTfipost.com
Right Wing | News Analysis | Indian Opinion
  • About us
  • Careers
  • Brand Partnerships
  • Terms of use
  • Privacy Policy
  • Sitemap
MASHABLE IS A GLOBAL, MULTI-PLATFORM MEDIA AND ENTERTAINMENT COMPANY. FOR MORE QUERIES AND NEWS, CONTACT US AT info@mashablepartners.com


©2025 TFI Media Private Limited

No Result
View All Result
  • Premium
  • Politics
    • Analysis
    • Opinions
    • Trending
  • Economy
    • Business
    • Finance
  • Defense
    • Defence
    • Strategy
    • Weaponry
  • Geopolitics
    • Africa
    • Americas
    • Asia Pacific
    • Europe
    • South Asia
    • West Asia
  • Knowledge
    • Culture
    • History
    • Indology
  • Law
  • Lounge
    • Books
    • Cinema
    • Food
    • Health
    • Sports
    • technology
    • Travel
    • Satire
TFIPOST हिन्दी
TFIPOST Global

©2025 TFI Media Private Limited