TFIPOST हिन्दी
TFIPOST Global
Tfipost.com
Tfipost.com
No Result
View All Result
  • Premium
  • Politics
    • All
    • Analysis
    • Opinions
    • Trending
    133 Killed In Air India Flight Crash

    At Least 133 Killed in Air India Crash Near Ahmedabad; President Murmu, PM Modi Offer Condolences

    ahmedabad plane crash

    What is a Plane’s Black Box and How Does It Help in Crash Investigations?

    boeing shares plummets

    Boeing Stock Drops Sharply After Air India 787 Dreamliner Crashes Near Ahmedabad

    gujarat plane crash

    Air India Flight to London Crashes Near Ahmedabad Airport; 40 Feared Dead

    • Analysis
    • Opinions
    • Trending
  • Economy
    • All
    • Business
    • Economy1
    • Finance
    11 Years of Modi Govt: Making Welfare Seamless with Direct Benefit Transfers

    11 Years of Modi Govt: Making Welfare Seamless with Direct Benefit Transfers, DigiLocker, UMANG

    India Ranks 2nd Globally in Social Security Coverage for the Poor, Says ILO

    India Ranks 2nd Globally in Social Security Coverage for the Poor, Says ILO

    real estate

    India Retains Top Spot Among Global Investment Hubs for Land and Development Projects

    How a Compound Interest Calculator Can Boost Your Returns in India?

    How a Compound Interest Calculator Can Boost Your Returns in India?

    • Business
    • Finance
  • Defense
    • All
    • Defence
    • Strategy
    • Weaponry
    congress leader likens operation sindoor to a computer game

    Congress’ Patole terms Operation Sindoor as ‘Video Game’, Sparks Controversy

    India-Russia Pact on the Su‑57 as a Leap of Strategic Trust

    From Buyer to Partner: What the Su‑57 Means for India’s Military Autonomy Inside Russia’s Su‑57 Gamble with India

    Dassault and Tata to Begin Rafale Fuselage Production in India

    Dassault and Tata to Begin Rafale Fuselage Production in India, Marking Major Milestone in Defence Manufacturing

    Mock Drills Under ‘Operation Shield’ Scheduled Today in Border States and UTs

    Mock Drills Under ‘Operation Shield’ Scheduled Today in Border States and UTs

    • Defence
    • Strategy
    • Weaponry
  • Geopolitics
    • All
    • Africa
    • Americas
    • Asia Pacific
    • Europe
    • South Asia
    • West Asia
    Why the US Inviting Pakistan’s Army Chief Matters

    Why the US Inviting Pakistan’s Army Chief Matters — And What It Could Mean for the Neighbourhood?

    Pakistan hikes defence Budget, prioritizes ammunition over growth

    Pakistan Hikes Defence Budget by 20 PC , Prioritizes Ammunition Over Growth

    Can PM Modi’s Visit Nudge Canada Toward Action on Khalistani Extremism?

    ‘Canadian PM Mark Carney Needs to Handle Khalistan Issue Diplomatically’

    Can PM Modi’s Visit Nudge Canada Toward Action on Khalistani Extremism?

    Can PM Modi’s Visit Nudge Canada Toward Action on Khalistani Extremism?

    • Africa
    • Americas
    • Asia Pacific
    • Europe
    • South Asia
    • West Asia
  • Knowledge
    • All
    • Culture
    • Education
    • History
    • Indology
    Bobby Mukkamala Becomes 1st Indian-American President of AMA

    Bobby Mukkamala Becomes First Indian-American President of the American Medical Association

    The Vedic Ethos: A Civilization of Knowledge and Inquiry

    From Rigvedic Wisdom to Modern Decay: How Islamisation Crushed a Knowledge Civilization

    Ram Mandir Pran Pratishtha 2.0

    Thousands Gather in Ayodhya for Ram Darbar Pran Pratishtha Ceremony

    How to Decide Between Amity and Manipal for Your Online MBA Journey

    How to Decide Between Amity and Manipal for Your Online MBA Journey

    • Culture
    • History
    • Indology
  • Law
  • Lounge
    • All
    • Books
    • Cinema
    • Entertainment
    • Food
    • Games
    • Health
    • Lifestyle
    • Satire
    • Sports
    • technology
    • Travel
    Bangalore: High Court of Karnataka in Bangalore. (Photo: IANS)

    RCB Moves HC to Quash FIR in Bengaluru Stampede Case, Cites Govt Approval for Celebration

    Slot Machines for Indian Players: Exclusive Gameplay for Real Money

    Slot Machines for Indian Players: Exclusive Gameplay for Real Money

    In December 2024, D. Gukesh Dommaraju, then just 18, became the youngest undisputed World Chess Champion

    The Gukesh Effect: How a Teen Grandmaster Is Reshaping Indian Chess and Reclaiming Its Ancient Legacy

    Critical Dimensions for Evaluating Procurement Software Providers

    Critical Dimensions for Evaluating Procurement Software Providers

    • Books
    • Cinema
    • Food
    • Health
    • Sports
    • technology
    • Travel
    • Satire
Tfipost.com
  • Premium
  • Politics
    • All
    • Analysis
    • Opinions
    • Trending
    133 Killed In Air India Flight Crash

    At Least 133 Killed in Air India Crash Near Ahmedabad; President Murmu, PM Modi Offer Condolences

    ahmedabad plane crash

    What is a Plane’s Black Box and How Does It Help in Crash Investigations?

    boeing shares plummets

    Boeing Stock Drops Sharply After Air India 787 Dreamliner Crashes Near Ahmedabad

    gujarat plane crash

    Air India Flight to London Crashes Near Ahmedabad Airport; 40 Feared Dead

    • Analysis
    • Opinions
    • Trending
  • Economy
    • All
    • Business
    • Economy1
    • Finance
    11 Years of Modi Govt: Making Welfare Seamless with Direct Benefit Transfers

    11 Years of Modi Govt: Making Welfare Seamless with Direct Benefit Transfers, DigiLocker, UMANG

    India Ranks 2nd Globally in Social Security Coverage for the Poor, Says ILO

    India Ranks 2nd Globally in Social Security Coverage for the Poor, Says ILO

    real estate

    India Retains Top Spot Among Global Investment Hubs for Land and Development Projects

    How a Compound Interest Calculator Can Boost Your Returns in India?

    How a Compound Interest Calculator Can Boost Your Returns in India?

    • Business
    • Finance
  • Defense
    • All
    • Defence
    • Strategy
    • Weaponry
    congress leader likens operation sindoor to a computer game

    Congress’ Patole terms Operation Sindoor as ‘Video Game’, Sparks Controversy

    India-Russia Pact on the Su‑57 as a Leap of Strategic Trust

    From Buyer to Partner: What the Su‑57 Means for India’s Military Autonomy Inside Russia’s Su‑57 Gamble with India

    Dassault and Tata to Begin Rafale Fuselage Production in India

    Dassault and Tata to Begin Rafale Fuselage Production in India, Marking Major Milestone in Defence Manufacturing

    Mock Drills Under ‘Operation Shield’ Scheduled Today in Border States and UTs

    Mock Drills Under ‘Operation Shield’ Scheduled Today in Border States and UTs

    • Defence
    • Strategy
    • Weaponry
  • Geopolitics
    • All
    • Africa
    • Americas
    • Asia Pacific
    • Europe
    • South Asia
    • West Asia
    Why the US Inviting Pakistan’s Army Chief Matters

    Why the US Inviting Pakistan’s Army Chief Matters — And What It Could Mean for the Neighbourhood?

    Pakistan hikes defence Budget, prioritizes ammunition over growth

    Pakistan Hikes Defence Budget by 20 PC , Prioritizes Ammunition Over Growth

    Can PM Modi’s Visit Nudge Canada Toward Action on Khalistani Extremism?

    ‘Canadian PM Mark Carney Needs to Handle Khalistan Issue Diplomatically’

    Can PM Modi’s Visit Nudge Canada Toward Action on Khalistani Extremism?

    Can PM Modi’s Visit Nudge Canada Toward Action on Khalistani Extremism?

    • Africa
    • Americas
    • Asia Pacific
    • Europe
    • South Asia
    • West Asia
  • Knowledge
    • All
    • Culture
    • Education
    • History
    • Indology
    Bobby Mukkamala Becomes 1st Indian-American President of AMA

    Bobby Mukkamala Becomes First Indian-American President of the American Medical Association

    The Vedic Ethos: A Civilization of Knowledge and Inquiry

    From Rigvedic Wisdom to Modern Decay: How Islamisation Crushed a Knowledge Civilization

    Ram Mandir Pran Pratishtha 2.0

    Thousands Gather in Ayodhya for Ram Darbar Pran Pratishtha Ceremony

    How to Decide Between Amity and Manipal for Your Online MBA Journey

    How to Decide Between Amity and Manipal for Your Online MBA Journey

    • Culture
    • History
    • Indology
  • Law
  • Lounge
    • All
    • Books
    • Cinema
    • Entertainment
    • Food
    • Games
    • Health
    • Lifestyle
    • Satire
    • Sports
    • technology
    • Travel
    Bangalore: High Court of Karnataka in Bangalore. (Photo: IANS)

    RCB Moves HC to Quash FIR in Bengaluru Stampede Case, Cites Govt Approval for Celebration

    Slot Machines for Indian Players: Exclusive Gameplay for Real Money

    Slot Machines for Indian Players: Exclusive Gameplay for Real Money

    In December 2024, D. Gukesh Dommaraju, then just 18, became the youngest undisputed World Chess Champion

    The Gukesh Effect: How a Teen Grandmaster Is Reshaping Indian Chess and Reclaiming Its Ancient Legacy

    Critical Dimensions for Evaluating Procurement Software Providers

    Critical Dimensions for Evaluating Procurement Software Providers

    • Books
    • Cinema
    • Food
    • Health
    • Sports
    • technology
    • Travel
    • Satire
No Result
View All Result
Tfipost.com
Tfipost.com
No Result
View All Result
  • Premium
  • Politics
  • Economy
  • Defense
  • Geopolitics
  • Knowledge
  • Law
  • Lounge

RBI Slashes Repo Rate to 6% — How It Will Impact Your EMIs, Loans: All you Need to Know

TFI Desk by TFI Desk
9 April 2025
in Economy, Trending
RBI Monetary Policy

RBI Cuts Repo Rate to 6%: How It Impacts Your EMIs, Loans (Image Source - Mint)

Share on FacebookShare on X

In what may come as a major relief to the general public, the Reserve Bank of India (RBI) has slashed the repo rate by 25 basis points, bringing it down to 6% from 6.25%. 

RBI Governor Sanjay Malhotra said, “After a detailed assessment of the evolving macroeconomic and financial conditions and outlook, the MPC voted unanimously to reduce the policy repo rate by 25 basis points to 6% with immediate effect.” 

RelatedPosts

Crisil Forecasts Another Rate Cut in FY26, Pegs India’s GDP Growth at 6.5%

RBI Slashes Repo Rate by 50 Basis Points to Boost Growth; Middle Class May Receive Loan Relief

India’s Domestic Market to Shield Economy from US Tariff Impact: Fitch report

Load More

The central bank announced the cut in the key lending rate on Wednesday, following the conclusion of its Monetary Policy Committee (MPC) meeting. The three day MPC meeting which began on 7th April, was led by Governor Sanjay Malhotra.

Now, first things first, repo rate is the key lending rate at which the RBI (India’s central bank) lends money to commercial banks which offer loans to customers like me and you. Now, when the repo rate comes down, the banks will be able to borrow money from the central bank at a lower cost, the benefits of which can be passed on to customers. If the banks pass on these benefits, it could come in the form of cheaper home loans, auto loans, or other types of personal loans. This cheap money policy, aka expansionary monetary policy, aims to spur economic growth in the country.   

Strikingly, this is the second consecutive rate cut, as the RBI had earlier announced a 25 basis point reduction in February this year. It is also Governor Sanjay Malhotra’s second major address since he took office in December 2024. His predecessor, Shaktikanta Das, on the other hand, had kept the repo rate unchanged at 6.5% for 11 consecutive meetings to control inflation—an approach that has since yielded results, with inflation now under check.

Since inflation has dropped below 4% and there are growing concerns over slower economic growth, it has prompted the Central bank to kick off the virtuous cycle of growth by easing the key lending rate to support demand and give a boost to investment. 

According to the RBI, inflation is expected to remain under control in Fiscal year 2025-26. The RBI said that retail inflation has moderated in recent months. 

According to the central bank, a sharp fall in food prices has helped lower overall price rise in January and February 2025. Following the MPC meeting, it noted that the outlook for food inflation is now more stable which is supported by better crop forecasts and the improved supply of key food items.

RBI now expects inflation to remain within the tolerance limit with the Consumer Price Index (CPI) inflation for 2025-26 projected at 4%. 

The RBI added that the recent drop in global crude oil prices is a positive sign that should help keep inflation in check. The central bank, however, warned that global uncertainties and weather-related problems could still lead to higher prices.

The governor stated that according to the central bank’s latest survey, inflation expectations from households have fallen sharply that should help keep future inflation under control.

RBI has also changed its earlier stance from neutral to ‘accommodative’. The RBI Governor said, “It also decided to change the stock from neutral to accommodative. It also noted that the rapidly evolving situation requires continuous monitoring and assessment of the economic outlook.”

RBI lowers GDP forecast by 20 basis points, cites global uncertainties 

The RBI has lowered its GDP growth forecast for FY 2025-26 to 6.5%, down from 6.7%, citing rising global trade risks and policy uncertainties.

Governor Malhotra said these forecasts are based on current data and balanced risks. He added that the Indian economy is still on a stable growth path but cannot stay unaffected by global trade issues.

On the weather front, the RBI expects a normal monsoon with no major El Niño impact, supporting agricultural output and food price stability.

The external sector remains strong, with steady services exports, robust remittances, a manageable trade deficit, and healthy forex reserves, helping India withstand global volatility.

The RBI said that the trade deficit remains manageable, and foreign exchange reserves are at comfortable levels. This should help the economy withstand short-term global shocks.

Tags: EMIinterest ratesloansMonetary policyRBIRBI GovernorRepo rateReserve Bank of IndiaSanjay Malhotra
ShareTweetSend
Previous Post

Full blown intra-party feud grips Trinamool Congress, Mamata Banerjee issues decree: All you need to know

Next Post

Detained, no restroom, physical check by male: Entrepreneur Shruti Chaturvedi recounts harrowing experience at US airport, flags racism

Related Posts

133 Killed In Air India Flight Crash
Trending

At Least 133 Killed in Air India Crash Near Ahmedabad; President Murmu, PM Modi Offer Condolences

12 June 2025

A devastating air tragedy unfolded near Ahmedabad on Thursday afternoon, as an Air India flight bound for London crashed...

ahmedabad plane crash
Trending

What is a Plane’s Black Box and How Does It Help in Crash Investigations?

12 June 2025

On June 12, 2025, Air India Flight AI171, flying from Ahmedabad to London, tragically crashed just minutes after takeoff....

boeing shares plummets
Trending

Boeing Stock Drops Sharply After Air India 787 Dreamliner Crashes Near Ahmedabad

12 June 2025

On June 12, 2025, Boeing’s shares took a significant hit following the crash of Air India Flight AI171, a...

Load More

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

I agree to the Terms of use and Privacy Policy.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Currently Playing

From parliament to primetime: smriti irani is Tulsi again!

From parliament to primetime: smriti irani is Tulsi again!

00:03:24

Islam is on the track to become the fastest growing religion in the world.

00:09:34

BJP, bakrid and the cow. CM Manik Saha in eye of the storm.

00:03:56

Pakistan needs money from IMF to feed their people

00:15:20

Vacate PoK and more: Steps Pakistan needs to take to avoid Indian military action

00:06:36
Facebook Twitter Instagram Youtube
tfipostTfipost.com
Right Wing | News Analysis | Indian Opinion
  • About us
  • Careers
  • Brand Partnerships
  • Terms of use
  • Privacy Policy
  • Sitemap

©2025 TFI Media Private Limited

No Result
View All Result
  • Premium
  • Politics
    • Analysis
    • Opinions
    • Trending
  • Economy
    • Business
    • Finance
  • Defense
    • Defence
    • Strategy
    • Weaponry
  • Geopolitics
    • Africa
    • Americas
    • Asia Pacific
    • Europe
    • South Asia
    • West Asia
  • Knowledge
    • Culture
    • History
    • Indology
  • Law
  • Lounge
    • Books
    • Cinema
    • Food
    • Health
    • Sports
    • technology
    • Travel
    • Satire
TFIPOST हिन्दी
TFIPOST Global

©2025 TFI Media Private Limited