Axis Bank Travel Credit Card: If you love to travel, then you are sure to love the perks and benefits you can get with travel credit cards. Travel credit cards provide accelerated rewards on travel along with extra benefits like air mile earning, lounge access, and co-branded perks with travel partners and airlines. These travel credit cards are perfect for individuals who travel frequently for leisure or business.
To find the best travel credit card, you first need to understand your spending habits. When you know your needs and requirements, you can easily narrow down your choices to find the card that best suits your lifestyle.
Why Choose Axis Bank Travel Credit Cards
There are a variety of reasons why you should choose an Axis Bank Travel credit card for your next trip. Some of them are:
Discounts and Cashbacks
Axis Bank Travel Credit Card provide some amazing perks and benefits on travel-related shopping as well as on booking hotels and flight tickets.
Convenience
The most important benefit is the convenience factor. With an Axis Bank Travel Credit Card, you do have to worry about carrying a lot of cash when you go sightseeing or visit restaurants, cafes and museums.
Reward Points
Axis Bank Travel Credit Card provide you with generous reward points for every purchase you make with the card. The more you spend with the card, the more you earn, which can later be redeemed.
Complimentary Lounge Access
Some Axis Bank credit cards give you complimentary lounge access at select airports that help you immensely if the layover between flights is long.
Benefits of Axis Bank Travel Credit Card
You will get a lot of benefits from using Axis Bank travel credit card. The key is to pick a Axis Bank travel credit card that fits your lifestyle, budget, and travel habits.
The More You Spend, The More You Earn
Axis Bank Travel Credit Card provide points to the credit card holders in two ways – you get a hefty sign-up bonus points when you first enrol for the credit card and after that you points for every transaction that you do -from booking a train ticket to making stay reservations.The points that you collect can be used to redeem at a to get discount on your bookings at a later date.
Foreign Transaction Fees are Zero
Most debit and credit cards usually charge a transaction fee for every transaction that you do in a foreign country.This fee is usually about 3% of the amount transacted, which is a lump sum and it can rack up your bills. Most of the best travel credit cards in India will have zero foreign transaction fee.
No Fraud Risk
The major drawback of carrying cash, debit or credit card to a foreign country is the risk of phishing and theft. The account details can be stolen and this can be used for transactions that are unauthorised. In such a case, you will be liable to bear the loss but with a travel credit card, you get coverage against fraud.
Lost Luggage Insurance
Anybody can lose their luggage during travelling. Not only does it cause mental stress, it can also lead to financial implications. Travel credit cards come to your rescue in such a scenario as most of them have lost luggage insurance.
Accident/Mishap Insurance
In case any accidents/mishaps occur on your trip, it might be difficult to recover from such a situation unless you have bought a travel insurance cover. Some Axis Bank Travel credit cards provide travel accident insurance, which will help with reimbursement if something terrible happens to you or your family members during the trip.
Top Axis Bank Travel Credit Card
With a variety of travel card options available in the market nowadays, it can be quite confusing as to know which is the right travel credit card for you. Here, we will discuss a few things that will help you choose the perfect Axis Bank travel credit card.
Here’s our list of the best Axis Bank credit cards in India which provide maximum benefits on travel-related spending.
Axis Titanium Smart Traveller Credit Card
This credit card from Axis Bank will take care of your entire travel needs without any issue since it comes with some amazing travel benefits. It is the perfect choice for frequent travellers as it comes with additional benefits and perks. You also have the option to convert all the purchases that you have made above Rs. 2500 into easy monthly instalments as a benefit of this credit card.
Joining Fee – Rs.250
Annual Fee – Rs.100 (From year 2 onwards)
Finance Charges – 3.40% per month
Features and Benefits
- You get complimentary access to airport lounges internationally as well as domestically in select airports.
- You can enjoy the flexibility of making payments either partially or fully every month. If you make partial payments, you can pay an amount equal or more than the minimum amount due.
- You have the option of converting purchases into easily payable instalments by just contacting the bank.
Axis Bank Vistara Travel Credit Card
With travel perks, Club Vistara points and additional benefits, the Vistara credit card is best suited for individuals who travel frequently. Apart from the travel perks, you also get great dining discounts with your credit card at partner restaurants and cafes.
Joining Fee/Annual Fee– Rs.1,500
Finance Charges– 3.6% per month
Features and Benefits
- All the cardholders get a free economy class ticket from Vistara as a welcome gift.
- You can earn up to 2 Club Vistara Points for every Rs.200 that is spent.
- You can avail a discount of up to 15% dining discount at 5000+ restaurants across India.
Axis Miles & More Credit Card
This credit card from Axis Bank has two variants – one being the Axis Miles & More Select Credit Card and the other- Axis Miles and More World Credit Card. Both of these cards are great for frequent travelers and you also get to earn air miles whenever and wherever you travel.
Axis Miles & More Select Credit Card
Annual Fee-Rs.4,500
Joining Fee-Rs.10,000
Axis Miles & More World Credit Card
Annual Fee-Rs.3,500
Joining Fee-Rs.3,500
Finance Charges-3.6% per month
Features and Benefits
- You get access to 13 luxury lounges and priority pass lounges at select major airports.
- You can get up to 1% fuel surcharge waiver on transactions.
- You can redeem the reward points on categories like hotels, car rentals or shopping.
Axis Bank My Wings Credit Card
With this travel credit card from Axis Bank, you can travel smartly as it provides you with special features pertaining to road, air or railway travel. Axis Bank My Wings credit card offers benefits and features for every traveler.
Annual Fee-Rs.500 (From year 2 onwards)
Joining Fee-Rs.1,200
Finance Charges-3.6% per month
Features and Benefits
- You can avail a discount of up to 15% dining discount at restaurants across India.
- All the cardholders can redeem two complementary base fare flight tickets.
- You can enjoy complimentary domestic airport lounge access at select airports.
Axis Vistara Infinite Credit Card
This Axis Bank Travel Credit Card is a premium credit card that comes with a plethora of luxurious perks and benefits; some of which include dining discounts and golf benefits.
Joining Fee/Annual Fee-Rs.10,000
Finance Charges-3.6% per month
Features and Benefits
- All the cardholders get Club Vistara Gold membership and a free business class ticket from Vistara as a welcome gift.
- You can enjoy a discount of up to 15% dining discount at restaurants across India.
- You can enjoy complimentary airport lounge access at select airports.
Axis Bank is one of the major credit card issuers in India. Right from basic cards to the premium ones, you will find one that suits your every travel needs in Axis Bank’s wide portfolio. Since the bank offers a wide variety of travel credit cards, it might be difficult to narrow down to one. Kindly do proper research beforehand to make sure you get the right one.
Also Read: How Personal Loans are Good for the Indian Economy
